Lower Keys Luxury Homes for Sale

Everything about The Lower Florida Keys Real Estate

including the communities (Keys) of,

Big Pine Key Real Estate,

RamrodLittle TorchSummerlandCudjoe Key,

Cudjoe Gardens, Sugarloaf Key, Saddlebunch Keys, and Big Coppitt Key.

For The Visually Impaired

If you are having any problems navigating this site or content.

Please contact me at 305-849-0934.

I will be happy to go over it with you.  Thank you

Florida Keys Real Estate News & Trends from CB Schmitt

Keys-Wide Comparison January-March 2021vs 2020

To Read Full Report Click Here


Coldwell Banker Schmitt’s Luxury Island Properties Real Estate Report

Spring 2021

To Read Full Report Click Here

About Diane

Big Pine Key Real Estate agent REALTOR at Coldwell Banker Schmitt, Inc, specializes in the sale of Fine Homes and Condos in the Lower Florida Keys.

Since 1997, she has provided buyers and sellers with in-depth professional assistance in the sale and purchase of a residential property. If you are interested in buying or selling a home and want the professional assistance of a seasoned expert, who will work diligently in an effort to satisfy your needs, please call Diane anytime at 305-849-0934.

Hopefully, you will find this website to be comprehensive, interesting, and informative. Please bookmark this site (http://www.dianecorliss.com) Big Pine Key Homes for sale plus valuable information at your fingertips about living in the Lower Fl Keys.

Buying In The Keys

Making the decision to live in the Lower Fl Keys is just the beginning. Searching for the Perfect Property can be an involved and tedious process.

To HELP you navigate through these property searches, I have set up Quick Search Icons. The Icons give you property breakouts based on Price points and Areas.

There is also an add-to-email feature—whereby if you let me know what you are looking for, I will set up an automated email program that will send you listings per your parameters on a daily basis.

WHAT'S NEW November 2022

6 Financial Considerations For Home Buying


There are six important financial considerations for buying a home. Four of which deal directly with money (the other two are about your history and your future). Still, all of them are in direct regard to your financial situation now and in the future. So, let's take a look at the six most critical financial considerations you need to take into account when buying a home.

The six most important financial considerations when buying a house must be taken into complete and full account before getting into a contract. Once you have put an offer on a property and it's accepted, you are legally bound to go through with the transaction, unless there is a contingency that arises, like problems detailed in the home inspection. Here are the six most important financial considerations to look at when you're buying a house:

  1. Creditworthiness. How you've paid your bills in the past and the types of credit accounts that you hold will help to determine your credit score. If you do not have a high enough credit score, you will not qualify for a mortgage. But even if you do have a very high score, you still need to be careful about what mortgage product you get into.
  2. Down payment and closing costs. Simply put, the higher the down payment, the less your monthly mortgage will be. Additionally, you may be able to negotiate for the seller to pay most or all of the closing costs, or even roll those closing costs into your mortgage.
  3. Monthly costs and expenses. This is where a lot of people get nervous about buying a home over renting. You need to determine if you can truly afford to

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 My Coldwell Banker Office Location On The Map

Contact Me

Diane Corliss

29967 Overseas Hwy.
Big Pine Key, FL 33043
Direct: 305-849-0934
Office: 305-872-5285
Fax: 305-768-0660


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